When searching for a new home, you might be tempted to choose a resale property to save some money upfront. A lower price tag could mean a smaller down payment and mortgage, plus immediate savings you could use later to renovate the home to your liking—right?

In many ways, newly constructed homes are a smarter investment than existing ones. You get a home designed for modern living, with brand-new appliances and interiors, while still staying within your budget.

Buying new ensures your home is as energy-efficient as possible—no drafty windows or outdated, energy-draining HVAC systems. Plus, you can trust that all your appliances are new and won’t require repairs or replacements anytime soon. When you factor in builder incentives and warranties, buying new often ends up saving you more money in the long run.

While new homes do come with minor annual maintenance costs—like HVAC servicing, seasonal landscaping, or gutter cleaning—these are minimal compared to the cost of repairing or replacing major components in an older home, such as a worn-out water heater or a neglected yard. Over time, the energy savings and reduced need for repairs can help you recoup the extra upfront cost of a new home, allowing you to spend more on what truly matters to you instead of on home repairs.